What Happens if My Neighbor’s Tree Falls Into My Yard?
During a thunderstorm wind gust, one of my neighbor’s pine trees fell on my house causing damage, who is liable?
This can be a difficult scenario in that there are several aspects to consider when it comes to who ultimately has to cover the claim. If the tree was alive and healthy and it fell as a result of an “Act of God”, then unfortunately the homeowner on whose house the tree fell would be responsible for filing a claim against their own insurance company to pay for damages. If the tree that fell was diseased or damaged, generally the property owner who owned the tree would pay for the clean-up and damages. Therefore, it is always a good idea to take down trees that are dead or sickly before they ultimately fall. Pine trees typically in Georgia have shallow root systems and make them more vulnerable to falling during a windstorm.