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Injuries on My Property

When Someone Gets Hurt on My Property What happens if someone who is a guest or trespasser gets injured at my house or on my property?If you are found negligent in a court of law, your homeowners liability insurance would cover or help to cover your legal costs and...

Guns and Insurance Coverage

Special Considerations for Insuring Guns I have a gun collection and I want to make sure I am protected if my guns are stolen. What do I need?Homeowners and or renters insurance policies offer limited theft insurance protection for firearms, jewelry and other...

Christmas Gifts Stolen?

Christmas Gifts Stolen out of my Car? If my Christmas presents get stolen out of my car while I am shopping, can I make a claim on my auto insurance? Though damage to your vehicle from a break-in would be covered under your car Comprehensive coverage if you have it,...

Tree Trouble

What Happens if My Neighbor’s Tree Falls Into My Yard? During a thunderstorm wind gust, one of my neighbor’s pine trees fell on my house causing damage, who is liable?This can be a difficult scenario in that there are several aspects to consider when it comes to...
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